All Lucky Clovers 20

Twenty paylines on a 5x3 grid: All Lucky Clovers 20 by BGaming is the mid-entry in BGaming's Irish-themed lucky charm series, balancing payline coverage with the compact three-row layout most classic slot fans recognise. With a 97.0% RTP, high volatility, and a max win of 3,000x, it gives players the same top-end potential as the wider variants but on a tighter grid. Crypto deposits work natively, and the game runs on desktop and mobile without compromise.

What is All Lucky Clovers 20?

All Lucky Clovers 20 is a 5x3 video slot from BGaming with 20 fixed paylines, 97.0% RTP, high volatility, and a 3,000x max win. The game uses an Expanding Wild on the middle three reels and two distinct Scatter symbols with separate trigger rules.

Compared to the wider line variants, the 20-line version keeps the standard three-row grid that most classic slots use. BGaming's approach across the series is consistent: no free spins, no cascades, no multiplier chains. The payline count sets the rhythm of the game rather than a bonus round. With 20 lines, wins are less frequent than on the wider versions, but each individual win lands a higher payout because the line bet contributes to fewer active lines at a time. The Expanding Wild on reels 2 through 4 can still cover the full reel height, making it the key swing factor in this version.

Who will enjoy this game the most?

You will probably enjoy this game if you like:

• Classic fruit slot fans who want high RTP (97.0%) without free spins or complex bonus mechanics
• High-volatility seekers who prefer a 5x3 grid and a top win of 3,000x
• Players who enjoy the Gamble Feature and want a way to double or quadruple individual wins
• Crypto players looking for a straightforward session with fewer lines and higher per-line value
• Beginners who want an easy-to-follow layout before stepping up to the wider line versions

How To Play All Lucky Clovers 20 Slot - Step By Step

Head to Wild.io and create a free account to start playing All Lucky Clovers 20.

1. Open All Lucky Clovers 20 at Wild.io in free demo or with a funded account. The 20 paylines run left to right and are all fixed.
2. Adjust your total bet using the stake selector. Each spin covers all 20 lines automatically.
3. Spin and watch for the Wild symbol on reels 2, 3, and 4. It expands vertically to cover the whole reel when it lands, substituting for all symbols except Scatters.
4. Three or more Horseshoe Scatters anywhere on the reels pay out without requiring payline alignment. Three Diamond Scatters specifically on reels 1, 3, and 4 also award a separate payout.
5. After any winning spin, the Gamble Feature becomes available. Guess the colour of a face-down card to double the win, or the suit to quadruple it.
6. The Red Heart with Crown is the top standard symbol. Five in a row on a payline delivers the 3,000x maximum win.

You can also deposit using various supported payment methods.

All Lucky Clovers 20 Slot Theme & Graphics

All Lucky Clovers 20 shares its visual identity with the rest of the series: Irish lucky-charm symbols, emerald tones, and classic fruit-machine icons on a clean reel grid. Four-leaf clovers, horseshoes, and diamonds appear alongside cherries, lemons, and watermelons. The result is a game that sits firmly in the classic-slots family, familiar to anyone who has played retro-style fruit machines.

BGaming optimised the layout for mobile play as well as desktop. The 5x3 grid scales to portrait mode on smartphones without losing symbol clarity, and the touch controls respond precisely. The session feel is fast: no long bonus animations or loading screens between spins. Players who prefer a streamlined, visually clean slot will find the 20-line variant has the right pace.

All Lucky Clovers 20 Slot Symbols & Paytables

All Lucky Clovers 20 uses the same symbol set as the wider variants in the series: six fruit icons form the base tier, two premium symbols sit above them, and three special symbols handle the Wild and Scatter functions.

Low Value Symbols

The low-value group covers six classic fruit symbols: Cherries, Lemon, Orange, Grapes, Plums, and Watermelon. These appear on all five reels and form the majority of winning combinations on the 20 paylines. Because the grid is 5x3, each reel has three symbol positions, and the fruit icons land frequently enough that multiple paylines can fire on a single spin. Payouts per line are modest, but their frequency keeps the credit meter moving between the larger wins.

High Value Symbols

The two premium symbols are the Red 7 and the Red Heart with Crown. The Red 7 pays more than any fruit for matching combinations of three or more, while the Red Heart with Crown is the highest-paying symbol in the entire game. Five Red Hearts with Crowns aligned on a payline delivers the 3,000x top win. On the 5x3 grid, five-of-a-kind combinations require the symbol to appear on all five reels in the same horizontal line, which happens less often than on a four-row grid but generates the largest payouts when it does.

Special Symbols

The Wild is a four-leaf clover on a diamond background. It only appears on reels 2, 3, and 4, and when it lands it expands to fill the full height of that reel, covering all three rows. It substitutes for every standard symbol except Scatters, allowing it to complete wins across multiple lines at once. The Horseshoe Scatter pays whenever three or more land anywhere on the 5x3 grid, with no specific reel requirement. The Diamond Scatter operates differently: three Diamonds need to land on reels 1, 3, and 4 specifically to trigger a payout. Both Scatter types can pay on the same spin if both sets of conditions are met.

All Lucky Clovers 20 Bonus Feature & Special Features

Expanding Wild

The Expanding Wild in All Lucky Clovers 20 lands on reels 2, 3, and 4. When it appears on any of those reels it expands vertically to fill all three rows of that reel, substituting for every standard symbol except Scatters. Because the game has 20 paylines, a full-reel Wild on reel 3 can complete wins on multiple lines simultaneously depending on what the outer reels show. The Wild is the main source of higher single-spin outcomes: when it expands across the centre reel and combines with the Red Heart with Crown on the outer reels, the 3,000x max win becomes accessible.

Dual Scatter System

All Lucky Clovers 20 runs two distinct Scatter symbols, each with its own trigger conditions. The Horseshoe Scatter is the simpler of the two: land three or more Horseshoes anywhere on the 5x3 grid and a payout follows, with no requirement for specific reels or payline alignment. The Diamond Scatter is stricter: three Diamonds must land on reels 1, 3, and 4 at once. Both Scatters pay independent of the standard paylines, so they can add value to an otherwise unremarkable spin. A single spin can trigger payouts from both Scatters simultaneously if the symbols cooperate, which gives the dual-Scatter system a useful edge over a single-Scatter design.

Gamble Feature

Every time a winning spin occurs in All Lucky Clovers 20, the Gamble Feature appears as an optional step before the win is credited. The player sees a face-down playing card and chooses to guess either its colour or its suit. Guessing the colour correctly (red or black) doubles the win. Guessing the suit correctly (one of four options) quadruples it. An incorrect guess loses the win entirely. Players can skip the feature and collect the win as normal. The Gamble Feature is designed for players who want a chance to amplify a smaller win into something more meaningful, though the all-or-nothing risk means it should be used with a clear budget in mind.

Pros & Cons of All Lucky Clovers 20

Here is a quick overview of the key strengths and weaknesses of All Lucky Clovers 20.

How to Deposit, Withdraw Winnings & Gamble Responsibly at Wild.io

Getting started with All Lucky Clovers 20 at Wild.io takes only a few steps. Follow the Wild.io deposit guide if you need the full walkthrough:

1. Create a free account at Wild.io.
2. Open your crypto wallet from the account menu.
3. Make a deposit using your preferred cryptocurrency.
4. Launch All Lucky Clovers 20 from the games library.
5. Choose demo mode or real-money play, then set your stake and spin.

Withdrawing winnings is just as fast: return to your wallet, pick your payout coin, and confirm. See Wild.io withdrawal times for typical processing speeds.

To help players stay in control, Wild.io includes several responsible gambling tools:

• Deposit limits
• Session reminders
• Self-exclusion tools
• Reality checks
• Account time-outs

Before you start playing, set a clear budget, self-assess your habits, and stick to limits that feel comfortable. Take regular breaks, avoid chasing losses, and play responsibly. Gambling should always be treated as entertainment rather than a way to make money.